Business plan for funding and grants

Whether you target EU grants (ESPA), the development law, a bank loan or an investor, the business plan is the backbone of your application. Here is what funders look for.

No funder commits capital without a convincing plan. Greece’s ESPA 2021-2027 and the development law offer significant subsidies for investment projects, but approval depends on how well documented your proposal is.

What every funding source has in common

A bank, a grant body or an investor want the same fundamentals: a clear offering, realistic projections, evidence of demand, and the ability to repay or return. The emphasis changes, not the substance.

What grants and the development law want

• Eligible costs tied to the programme’s objectives.
• A clear implementation timeline and milestones.
• Evidence of viability after the investment.
• Consistency between the numbers and the supporting documents.

What a bank and an investor want

A bank focuses on ability to repay: cash flow, collateral, track record. An investor focuses on growth potential and the team. The same plan, properly adapted, serves both.

ESPA programmes and subsidy rates change and have deadlines. Confirm active programmes at espa.gr or ask for guidance before you apply.